Yep, we use cookies for security purposes and to improve your website experience. Who doesn’t right? By continuing to use the site, you agree to the use of cookies as described on our Privacy page. You can reject cookies by changing your browser settings.

Privacy policy

$0 monthly fee for Chequing

Plus free, unlimited Interac e-Transfers®

Open an account
full bleed demo

Why choose the motusbank no-fee chequing account?

It makes banking easy
  • Free, unlimited Interac e-Transfers
  • Unlimited debit purchases, bill payments and withdrawals1
  • Deposit a cheque by taking a photo with Deposit Anywhere 
  • No minimum balance required
You save big on fees
  • No monthly account fees
  • No fee access to over 43,000 surcharge-free ATMs in North America with THE EXCHANGE® Network in Canada and the Allpoint Network in the US
  • No daily banking fees (except any beyond our control)
You get more perks
  • Earn 0.15% interest on every dollar
  • Your first order of 25 cheques (remember them?) is free
  • Deposits are eligible for deposit insurance from CDIC

For more details, check out our chequing and savings account terms and conditions.

Open an account

Vertical is the new horizontal…


You’re going to love our vertical debit card! Why vertical? Because standing out from the crowd is what motusbank is all about. Well that, plus convenience, mobility, 24/7 access, and all of that other good stuff.

And paying for everyday purchases is easy because, of course, you can just tap and go. Speaking of 24/7 access, learn more about the many ways to bank with us.


Access your money, anytime, anywhere

Get access to your money on THE EXCHANGE® Network – the largest surcharge-free ATM network in Canada. You can also use any ATM featuring the Interac logo. Heading south of the border? No worries. You get access to over 40,000 ATMs, surcharge-free, at prime retail locations in the U.S. through the Allpoint Network.

Download the motusbank mobile app to help you on the go.

Available on the App Store Available on the App Store


Basic personal finance
tips for everyone

Read the article