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Earn 4.20%* on a 1-year TFSA GIC

A terrific tax-efficient option!

Open a GIC

With rates this great, don’t hesitate!

1-year GIC

The perfect shorter-term investment. Principal and interest guaranteed.

Start earning

4.15%*

Open a GIC

1-year TFSA GIC

Invest in your future. A terrific tax-efficient option for your TFSA.

Start earning

4.20%*

Open a GIC

5-year RRSP GIC

Safe, secure and a great investment for your balanced portfolio.

Start earning

4.90%*

Open a GIC
Want to see our other amazing rates? View all rates

For more details, check out our GIC terms and conditions.
Rate comparison

Compare our rate1

Yes, we’ve got game! Get 4.15% interest on a motusbank 1 year GIC. That’s a great way to build your nest egg.

4.15

motusbank

3.6

BMO

4.25

Simplii

4.25

CIBC

4.5

Tangerine

4.0

RBC

2.0

Scotiabank

3.9

TD

3.9

Alterna Bank

GIC features

A smart, easy way to save

A Guaranteed Investment Certificate (GIC) can help you grow your money safely
  • A great rate guaranteed for your entire term
  • Eligible for registered (TFSA, RRSP) and non-registered plans
  • Terms ranging from 30 days to 5 years
  • Minimum investments of as little as $100
  • Eligible deposits insured up to $100,000 by CDIC

  Learn more about GICs
full bleed demo
GIC registered plans

Our GICs are also available inside of registered plans, as TFSAs and RRSPs.

Tax-Free-Savings Accounts (TFSAs)

A TFSA is a great way to save money without paying taxes
on the interest you earn.

View Rates
Registered Retirement Savings Plans (RRSPs)

A great way to save for retirement, by putting off paying taxes until your money is withdrawn. 

View Rates
Prepare for retirement

Calculate your future wealth

Yeah, we know it might be a long way off, but it’s never too early to starting thinking about the future. Go ahead, crunch the numbers with our retirement planning calculator to help you decide how much to save based on your income, your current age, and when you plan on retiring.

Good to know

How to choose the right investment for you

Learn more