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Rate Scoop

Get a heads up on rate changes

Upcoming rate changes

The following rates are changing as of Thursday, June 9, 2022.

High Interest Savings Account - Non-Registered & Registered ( TFSA | RRSP | RRIF)

Current Rate: 1.50%      New Rate: 1.55%

1 Year Non-Redeemable GIC - Non-Registered | Registered

Current Rate: 3.25% | 3.30%      New Rate: 3.40% | 3.45%

18 Month Non-Redeemable GIC - Non-Registered | Registered

Current Rate: 3.40% | 3.45%      New Rate: 3.50% | 3.55%

2 Year Non-Redeemable GIC - Non-Registered | Registered

Current Rate: 3.75% | 3.80%      New Rate: 3.90% | 3.95%

3 Year Non-Redeemable GIC - Non-Registered | Registered

Current Rate: 4.00% | 4.05%      New Rate: 4.10% | 4.15%

4 Year Non-Redeemable GIC - Non-Registered | Registered

Current Rate: 4.15% | 4.20%      New Rate: 4.20% | 4.25%

5 Year Non-Redeemable GIC - Non-Registered | Registered

Current Rate: 4.20% | 4.25%      New Rate: 4.30% | 4.35%

3 Year Escalator - Registered

Current Avg Yield: 4.05%      New Avg Yield: 4.15%

5 Year Escalator - Registered

Current Avg Yield: 4.20%      New Avg Yield: 4.30%

5 Year Fixed Closed Mortgage Special

Current Rate: 4.44%      New Rate: 4.49% | APR: 4.51%

5 Year Fixed Closed High Ratio Mortgage Special

Current Rate: 4.44%      New Rate: 4.49% | APR: 4.51%

5 Year Variable Rate Mortgage*

Current Rate: 2.75% (P - 0.45%) (1)      New Rate: 3.30% (P - 0.40%) (2)

5 Year Variable Rate High Ratio Mortgage*

Current Rate: 2.75% (P - 0.45%) (1)      New Rate: 3.30% (P - 0.40%) (2)

5 Year Fixed Closed Posted Rate

Current Rate: 4.99%      New Rate: 5.09% | APR: 5.11%

4 Year Fixed Closed Posted Rate

Current Rate: 4.59%      New Rate: 4.69% | APR: 4.72%

3 Year Fixed Closed Posted Rate

Current Rate: 4.39%      New Rate: 4.49% | APR: 4.53%

2 Year Fixed Closed Posted Rate

Current Rate: 4.19%      New Rate: 4.29% | APR: 4.34%

1 Year Fixed Closed Posted Rate

Current Rate: 3.89%      New Rate: 3.99% | APR: 4.10%

Motusbank Prime Rate

Current Rate: 3.20%      New Rate: 3.70%