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Rate Scoop

Upcoming rate changes

Keep up with any changes to motusbank’s rates – that way you’re always in-the-know. The following rates are changing as of Tuesday, November 29, 2022:


1 Year Non-Redeemable GIC - Non-Registered | Registered

Current Rate: 4.85% | 4.90%
New Rate: 4.90% | 4.95%

18 Month Non-Redeemable GIC - Non-Registered | Registered

Current Rate: 5.00% | 5.05%
New Rate: 5.25% | 5.30%

2 Year Non-Redeemable GIC - Non-Registered | Registered

Current Rate: 4.80% | 4.85%
New Rate: 5.10% | 5.15%

4 Year Non-Redeemable GIC - Non-Registered | Registered

Current Rate: 4.90% | 4.95%
New Rate: 5.10% | 5.15%

1 Year Fixed Closed Posted Rate

Current Rate: 5.99%
New Rate: 6.29% | APR: 6.40%

2 Year Fixed Closed Posted Rate

Current Rate: 5.89%
New Rate: 6.19% | APR: 6.24%

3 Year Fixed Closed Posted Rate

Current Rate: 5.79%
New Rate: 6.19% | APR: 6.23%

4 Year Fixed Closed Posted Rate

Current Rate: 5.89%
New Rate: 6.19% | APR: 6.22%

5 Year Fixed Closed Posted Rate

Current Rate: 6.29%
New Rate: 6.59% | APR: 6.61%

5 Year Fixed Closed Mortgage Special

Current Rate: 5.69%
New Rate: 5.79% | APR: 5.81%

5 Year Fixed Closed High Ratio Mortgage Special

Current Rate: 5.69%
New Rate: 5.79% | APR: 5.81%